Personal Banking
Banking that fits your everyday life.
Secure, low-cost banking built for individuals. Open an account, hold multiple currencies, pay utilities, make instant transfers and manage everything from your phone. Choice Microfinance Bank — CBK licensed.
Account types
Pick the account that fits.
Personal Account
Everyday banking, made simple.
A secure account for deposits, withdrawals, payments and access to Choice Bank services. A reliable foundation for managing day-to-day money with low transaction fees.
- Low-cost transactions — send and receive money affordably
- Suitable for salary, savings and personal payments
- Pay utilities: KPLC, water, DSTV, Safaricom and more
- Supports access to mobile and internet banking
- Multi-currency support for KES, USD, EUR, CNY and more
Fixed Deposit
Let your money work for you.
Place funds for an agreed period and earn predictable returns at fixed rates. A strong option for customers seeking secure growth, capital preservation and financial flexibility.
- Minimum placement from Ksh 100,000 or USD 1,000
- Flexible tenures: 3, 6, 9 or 12 months
- Fixed rates agreed at placement
- Can be used as collateral for loans and overdrafts
Mobile App
Bank on the go.
Download the app.
Manage your accounts, pay bills, make transfers, check balances and access Choice Bank services from anywhere — available on iOS and Android.
More services
Everything your bank should be.
Cheap Transactions
Send and receive funds at some of the lowest banking fees in Kenya — no surprise charges. Built for everyday payments, family support and personal transactions.
FX & Multi-Currency Accounts
Hold and transact in KES, USD, EUR, CNY and other currencies. Access professional foreign exchange support for travel, international payments and cross-border needs.
Utility Payments
Pay KPLC, water bills, DSTV, Safaricom and other utilities directly from your account. Fast, simple and available through the app and internet banking.
Instant Transfers
Move money instantly via M-Pesa, Pesalink, RTGS and EFT. Designed for speed and reliability whether you're paying rent, sending money home or settling bills.
Mobile & Internet Banking
Access all your banking services on the go — check balances, transfer money, pay bills and more. Available 24/7 on iOS and Android.